Cyber Security 101 – Learning the Basics to Keep Yourself Protected

Welcome to Cyber Security 101. Grab your pen and paper, it’s time to take some notes about cyber security! While there won’t be a test at the end, there are real-world consequences to disregarding your online security. You wouldn’t want your personal information in the hands of the wrong person. With so much to think

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Understanding the Psychology Behind Spending

The words “budget” and “exercise” can often be put in the same category—both are necessary for a healthy lifestyle but are far from fun. If you have trouble sticking to a budget, you’re not alone. There are some very powerful reasons why human beings feel compelled to spend money—and there are some things you can

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4 Ways You Can Budget With an Irregular Income

If you work sales, freelance or are self-employed, you have a major issue to contend with when it comes to personal budgeting—an unpredictable income. While this can make it hard to plan your monthly spending, it’s not completely impossible. Today, Timberwood Bank would like to offer you these tips to budgeting on an irregular income:

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Protecting Yourself While Shopping Online this Holiday Season

  As the holidays roll up, buying items online increases exponentially. Unfortunately, cyber-attacks and identity theft also increases with that number. That’s why the professionals at Timberwood Bank have come up with some helpful tips and tricks to stay safe when shopping online this holiday season! Don’t Use Unknown Wireless Networks If you are in

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Habits of People Who Live Debt-Free

If you’re an adult living in America, chances are you’re living with debt. According to Pew Charitable Trusts, roughly 80% of American adults are in financial debt. You can see how it happens, between student loan payments, mortgage payments, car payments and credit card use, it’s easy to get yourself into debt and it can

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Organizing Your Finances for the Holiday Rush

The holidays are a time where we surround ourselves with family, friends and the people we love most. Whether you’re staying close to home or traveling across the country, the holiday season means you’ll be eating good food and spending plenty of time shopping. And while all that food may mean your clothes fit a

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Hunting for College Scholarships

  The spring semester is quickly approaching, and with the impending holiday break what better way to spend your time than searching for scholarships? While it may not be on the top of your to do list over your break to take the time to find and apply for scholarships, taking this initiative can pay

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Tips for Cyber-Security When it comes to Your Mobile Device

Odds are you’re probably reading this blog post on your cell phone, which you found through an app on your smartphone and then used it to get directions to Timberwood Bank. Seventy-seven percent of Americans now own a smartphone and use it on a daily basis. With so many people accessing, searching and downloading things

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