Buying your first home is so exciting. It can also be a little nerve wracking the first time around if you don’t have any guidance. Here’s what you should know about the home buying process before, so you aren’t shocked by the expenses that come along. The Appraisal An appraisal is when you have a
If you’ve been putting off travel because you think it’s too expensive, think again! The new minimalism trend is taking off – more than the tiny houses you’ve seen. They are proving to be a helpful mindset and strategy for travelers. Here’s the inside scoop of how to cut costs on your next trip. Plan,
As you begin to write your to-do list of cleaning your home this spring, it’s time to add another section to your list: finances. You wouldn’t believe how helpful it is to do a deep cleaning of your finances every spring. It can contribute to increased feelings of determination and confidence in all areas of
Are you known to be “tight” with your money? Do your friends and family ever make jokes about your thrifty ways? Consider this a compliment! But what do you do when it comes time to replace a big ticket item or something beyond your spending limit catches your eye? You save! Here are some great
It’s finally house hunting season and you could not be more excited to get the ball rolling on your big purchase! Before you hit the road or the search bar, take these 7 tips into consideration. 1. Know Your Limits Before signing the papers or falling in love with the first home you see be
It was a cold winter and it isn’t quite the scorching days of summer. It’s a beloved time of year for many. But did you realize that you may be spending more than necessary on energy bills this season? Here are eight tried and true ways to save this spring! 1. Say Hello to Your
While budgeting for a fluctuating income can be difficult, Timberwood Bank is here to help offer a few strategies to lessen the madness. Finding a process to help soften the blow of the months where revenue drops is a perfect solution. Check out the following rules you should follow when living on an inconsistent income.
There’s always that house in town that makes you stare a little longer. It’s either landscaped so beautifully that you can’t help but take in their attention to detail or it’s so terribly neglected with tacky lawn ornaments you can’t help but gawk. We hope that you are the former but if you are looking
When is a financial emergency, truly an emergency? Establishing an emergency fund is an incredibly important part of your budget, but knowing when to use it is just as important. Ask yourself these three questions before dipping into the pot. Emergency Fund If you’re new to budgeting, we recommend having a $1,000 cushion to help
It’s that time of year when you’re likely to see ‘for sale’ signs on every block. Maybe you already have your eye on one and go out of your way to drive past it on your way home from work. Before you leap into purchasing a home, be sure to take these four steps before
